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Motorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of motorcycle owners. If you own a motorcycle—whether you ride it or not!—you need this coverage to protect you from theft, collision, and other common exposures. Some of the items that may affect premiums:

• Your driving record
• Where you keep your cycle (in the open or in garage)
• Your credit record
• How many years you have been driving a motorcycle
• Your age Previous Cycle Coverage
• Anti-theft devices

ATV Insurance

Most states don't require ATV insurance and you may have limited coverage if you have a homeowners policy. If you have an ATV we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV Policy. Many insurance companies offer discounts to help lower your premiums. If, for example you complete an approved ATV safety course or own and insure multiple ATVs, you may receive a discount.