Condominiums and townhouses have special insurance needs. They don't need as much insurance as a house, but owners have more to insure than a renter. The insurance needs for a condo owner include personal property and liability overage. Special policies for condominium owners, known as form HO-6, will provide the liability and personal property protection a condominium owner needs.
As a condominium owner, one needs to insure not only their personal possessions in the condo, but also any built in units such as cabinets, fixtures, appliances and shelves. In addition to covering the personal property, a condo owner also needs liability coverage. The liability portion of the policy would cover injures or damage to people or property that the condo owner would be liable for.
Additional Coverage Available:
For many of us our home is our most valuable possession. The time to think about the unthinkable disaster is before it happens to you.
Even though you don't own your own home you have personal property that can be lost to fires, burglaries and even lawsuits.
Manufactured home insurance provides coverage for your mobile home, garage or shed, and your personal belongings.
You don't have to live by water to be at risk. Approximately 30% of all flood claims occur in low to moderate risk areas.
Serving Harrisburg, PA and surrounding areas since 1962