Even though you don't own your own home you have personal property that can be lost to fires, burglaries and even lawsuits.
While most homeowners are insured for these risks, many renters are not. No one requires renters to buy insurance to protect their personal property, so many do not.
The first time most people think about property insurance is with their first home since it is required by the mortgage company. Although renter's insurance is usually not required, it is just as necessary to have. Not only will it protect your personal items, but it will also help with temporary housing and liability protection, such as medical expenses for people on your property or a lawyer if you are sued by someone unintentionally injured by you.
Additional Coverage Available:
For many of us our home is our most valuable possession. The time to think about the unthinkable disaster is before it happens to you.
Manufactured home insurance provides coverage for your mobile home, garage or shed, and your personal belongings.
Condominiums and townhouses don't need as much insurance as a house, but owners have more to insure than a renter.
You don't have to live by water to be at risk. Approximately 30% of all flood claims occur in low to moderate risk areas.
Serving Harrisburg, PA and surrounding areas since 1962